← All slab years
Tax / Income tax slabs · AY 2027-28

Income tax slabs
FY 2026-27

For FY 2026-27 (AY 2027-28) the new-regime slabs are: nil up to ₹4,00,000; 5% on ₹4,00,000 – ₹8,00,000; 10% on ₹8,00,000 – ₹12,00,000; 15% on ₹12,00,000 – ₹16,00,000; 20% on ₹16,00,000 – ₹20,00,000; 25% on ₹20,00,000 – ₹24,00,000; 30% above ₹24,00,000. The old-regime slabs are: nil up to ₹2,50,000; 5% on ₹2,50,000 – ₹5,00,000; 20% on ₹5,00,000 – ₹10,00,000; 30% above ₹10,00,000. The new regime is the default; the old regime remains available as an option.

Governing law: Income-tax Act, 2025 (in force 1-Apr-2026, replacing the 1961 Act) — new-regime rates carried in s.202(1) of the 2025 Act itself; rebate in s.156; old-regime rates via the First Schedule to the Finance Act, 2026 (assented 30-Mar-2026), which retained all rates unchanged.

Last reviewed: 2026-08-19

New regime
Default · FY 2026-27
Total incomeRate
Up to ₹4,00,000Nil
₹4,00,000 – ₹8,00,0005%
₹8,00,000 – ₹12,00,00010%
₹12,00,000 – ₹16,00,00015%
₹16,00,000 – ₹20,00,00020%
₹20,00,000 – ₹24,00,00025%
Above ₹24,00,00030%
Rebate

s.156 of the Income-tax Act 2025 (successor to s.87A): up to ₹60,000 where total income ≤ ₹12,00,000, with marginal relief for income marginally above ₹12L (additional tax capped at the excess). Not available against special-rate income. Amounts identical to FY 2025-26

Standard deduction

₹75,000 for salary/pension (unchanged)

Surcharge

Unchanged: Nil ≤ ₹50L; 10% > ₹50L–₹1cr; 15% > ₹1–2cr; 25% > ₹2cr, capped at 25% (no 37% band; max marginal rate 39%); 15% cap on capital-gains/dividend surcharge; marginal relief at each threshold

Cess

4% Health & Education Cess (unchanged)

Senior citizens

No age-based variation — ₹4L exemption for all

Old regime
Optional · FY 2026-27
Total incomeRate
Up to ₹2,50,000Nil
₹2,50,000 – ₹5,00,0005%
₹5,00,000 – ₹10,00,00020%
Above ₹10,00,00030%
Rebate

Old-regime rebate continues at up to ₹12,500 where total income ≤ ₹5,00,000 (s.156 of the 2025 Act, old-regime limb); no marginal relief

Standard deduction

₹50,000 for salary/pension (unchanged)

Surcharge

Unchanged: 10%/15%/25%/37% ladder at ₹50L/₹1cr/₹2cr/₹5cr; 15% cap on capital-gains/dividend surcharge; marginal relief at each threshold

Cess

4% Health & Education Cess

Senior citizens

Old regime retained under the 2025 Act with the same senior (₹3L) and super-senior (₹5L) exemptions

What this year changed

Multiple independent sources (ClearTax, Axis Max Life, TaxGuru summary of the Finance Bill 2026 memorandum, BankBazaar) unanimously report that Budget/Finance Act 2026 made NO change to slabs, rebate, surcharge or cess — FY 2026-27 mirrors FY 2025-26, now administered under the Income-tax Act 2025 ('tax year' replaces PY/AY terminology). The gazette text of the Finance Act 2026 First Schedule and s.202 could not be read directly (see the caveats on the slab-rates index page), but no source conflicts.

Open the source for FY 2026-27

Research confidence for this year: likely. All figures on this page trace to the sources listed on the index page, which also lists the open verification caveats.

← Previous year
FY 2025-26 · AY 2026-27
Compare all 3 years side by side →

This is a rate reference, not tax advice. Figures are reproduced from the sources cited above as reviewed on 2026-08-19. Slab rates alone do not determine your liability — deductions, exemptions, special-rate income, surcharge marginal relief and the regime election all change the outcome. Confirm every figure against the bare Act, the relevant Finance Act and the ITR utility, and take advice on your own facts before acting. Nothing here creates an adviser-client relationship.

Slabs are the easy part.
Let LexVio Tax AI do the rest.

See Tax AI →